No, I don’t hate trial lawyers! But I
do hate frivolous lawsuits and lawyers who troll the waters of
misery and mishap hoping to snag a few clients who will bring in
the mother load. Last week, in our local newspaper, there were
ads from 11 different trial lawyers looking for folks who’ve
been taking Vioxx. I found 9 ads for lawyers looking for workers
exposed to asbestos. There were 6 ads for lawyers looking for
nursing home abuse. To top it off there were at least 15 ads for
other lawyers looking for accident victims and victims of
medical malpractice.
Don’t get me wrong. Lawyers provide an
invaluable service in the checks and balances that must exist to
protect consumers from unscrupulous businesses. People also have a
right to be compensated when they are injured through no fault of
their own by someone or something that may have contributed to their
loss. And yes, lawyers do have a right to be compensated for their
work though I think taking a percent of the final settlement is
legalized rape.
But, like the wrong many of these lawyers
are trying to correct the situation has gotten out of control. The
courts are back logged with thousands of lawsuits from folks seeking
compensation for getting burned from hot coffee, looking for
payments for pain and suffering incurred when they saw a dead
cockroach on a hamburger patty, or seeking thousands of dollars
because a hair stylist dyed their hair the wrong color. In fact,
it’s estimated by Legal Watch, a non-profit legal watchdog agency,
that as many as 36 percent of all the lawsuits filed in the United
States last year fall under the category of frivolous in nature. The
complainants attempt to use the courts like a shaken-down thugster
banking on out of court settlements from parties forced to pay up or
go bankrupt from legal fees and bad public relations.
Enter the President of the United States.
George Bush says tort reform is an absolute must, especially in the
field of medical malpractice. Nowhere in America today is the affect
of frivolous lawsuits being felt more profoundly than in the medical
community. Literally thousands of doctors have stopped practicing
medicine because they can’t afford medical malpractice insurance.
Consider these facts from the President’s
speech to doctors in Collinsville, Illinois.
- One half of all the hospitals in the
U.S reported losing doctors and having to cuts services last
year.
- 15% of all Ob-Gyn practices have
closed in the past three years.
- the averages cost of malpractice
insurance for a specialized surgeon has jumped from
$131-thousand a year in 2001 to $265-thousand a year in 2004.
- in 2003-2004 more than 100-thousand
lawsuits were filed by individuals seeking relief from asbestos
related claims.
- in hundreds of counties in the U.S.
there are no doctors to deliver babies.
- in states where medical malpractice
tort reforms have been in acted, like California and Colorado,
premiums are 80 percent lower.
As a reporter I’ve done a number of
investigative pieces on the soaring cost of health care. It is a
very complicated matter. Insurance companies themselves take part of
the blame by garnering huge profits and monstrous salaries for their
CEO’s. And no one can argue that the pharmaceutical industry isn’t
rolling in the dough, tempered lately, by so many problems with
their pain medications.
Still the bottom line, according to the
majority of experts I have talked with, is that lawsuits or the
threat of them is the largest single cause of double digit increases
in the cost of medical care. Faced with the threat of lawsuits
doctors order what may be unnecessary tests. They refer patients to
other specialists to cover their bases. And it goes on and on and
on. Here’s the kicker. Lawyers argue only 3 percent of all doctors
account for 97 percent of the lawsuits. They say the AMA and other
groups need to do a better job of monitoring or getting rid of the
bad apples. The fact is 97 percent of the good doctors should not
have to pay for the sins of a few. And pay they do!
For example, my daughter had very serious
surgery for scoliosis of the spine two years ago. Her doctor is one
of the best in the country. He calls himself the doctor of last
resort because many of his cases are so medically complicated most
other doctors refuse to get involved. Forty percent of his cases are
pro bono, in other words, he does it for free. Still, he chooses to
help the helpless and pays more than 270-thousand dollars in medical
malpractice insurance a year. He hates the system but refuses to
give in!
I was with him one afternoon when he was
arguing with the State of Florida to get reimbursed for a procedure.
In order to save the little girl the pain of two difficult spine
surgeries he performed a single operation. He had received
pre-approval and showed me the signed paperwork to prove it. The
State refused to pay for the second procedure because they said he
should have performed a second operation with a second approval.
Bottom line, he saved the State of Florida over 32-thousand dollars
by performing both procedures together and only billed them for the
cost of materials for the second. Was the State grateful? No. Were
the patient and the parents of the girl thankful for the great
skills of this doctor? You bet! Knowing that my camera crew was in
the room video taping the conversation the State promised to send
him a check within the next two weeks. Funny how people seem to
respond when they know the media is looking on!
And here’s the kicker. About ten years ago
this doctor was sued for medical malpractice. He was the doctor on
call in the ER when a boy with a clubfoot was brought in for
diagnosis. He treated the boy and recommended the parents follow up
because a simple operation could correct the boy’s foot permanently.
The parents took no action to correct the problem. Four years passed
and suddenly he is named, along with about a dozen other doctors,
for not recommending treatment causing the boy to develop a
permanent disability. Wrong. He did recommend treatment and had the
paperwork to prove it. But the medical malpractice insurance company
decided to accept adjudication and settled out of court for
$250-thouand dollars. They wanted to avoid the bad press and paying
their own legal staff for an extended period of time.
My doctor was furious. He demanded his name
be cleared in this shotgun approach to malpractice. The insurance
company told him to accept the judgment or they would drop him. This
is the kind of blackmail the legal profession foists on medical
professionals every day. Doctors can’t afford to practice just good
medicine. They have to practice defensive medicine just in case
there’s a lawyer waiting in the wings. And, as the President so
aptly stated, no patient has ever been cured by a frivolous lawsuit.
The solution? Caps need to be placed on
malpractice awards. It’s fair and right that 100 percent of all the
medical costs incurred for life should be covered for a medical
mistake. Non-economic damages should be limited to $250-thousand
dollars. Punitive damages should be assessed in cases where the
negligence is willful. I also like Florida’s new law that limits the
amount of money lawyers are allowed to take as their share of the
malpractice pie. I also like the idea of caps on malpractice
premiums from insurance companies. And, I support developing a
stronger AMA and other medical associations that take greater action
against their own kind that practice lousy medicine. These reforms
are needed now before we lose any more doctors and before potential
medical students are scared away from entering medicine. I urge you
to call your lawmakers and tell them you support malpractice reform
now!
Al Ruechel, Copyright 2004, All
Rights Reserved
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